ANN MUNARETTO, (nee Rutkowski), age 88.  Beloved wife of the late Joseph; loving mother of Gregory, Joseph (deceased), Kathy and Cindy; cherished grandmother of six and great-grandmother of five; dear sister; dearest friend of Joseph Hollo (deceased).  Family suggests contributions to City of Seven Hills Rec Center, Attn: Silver Sneakers Program, 7777 Summit View Dr., Seven Hills, 44131.  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME , 7906 BROADVIEW RD. (corner of Broadview and Sprague Rds.), for a MEMORIAL GATHERING: FRIDAY 4-8 PM. A Mass of Christian Burial will be held Saturday, October 27, at St. Columbkille Church, 6740 Broadview Rd., at 10:00 AM.  Please meet at church.