ESTHER M. BACZKOWSKI, (nee Matuszewski), age 93.  Beloved wife of the late Richard J.; loving mother of Dennis (Maryjane), Elaine Piekarski (David), Carol Ann Zasadni (John) and Diane (Shari); cherished grandmother of 9 and great-grandmother of 21; beloved daughter of Casimer and Mary (both deceased); dear sister of the late Ernie Matuszewski (Betty).  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME, 7906 BROADVIEW RD. (corner of Broadview and Sprague Rds.) where services will be held Friday, September 21 at 10 AM and at SS. Peter & Paul Church, Turney Rd. at 11 AM.  Interment All Saints Cemetery. VISITING HOURS: THURSDAY 2-4 and 6-8 PM.