ETHEL M. KARLOZI , (nee Beck), age 90.  Beloved wife of the late Joseph A.; loving mother of William, Barbara Vaughn (Thomas), Karen Wiens (John), Christine Fixel (Andrew) and Lisa Klein (John); cherished grandmother of Bryan Vaughn (Jennifer), Michael Vaughn (Emily), Alex Karlozi (Julie), Rachel Karlozi, John and Eric Klein, and Ian Vaughn; devoted great-grandmother of Julia, Bailey, and Nora; dear sister of Janice Hanford, Barbara Siracuse, John Beck (Laura), and Susan Sammons (Morgan) and the following deceased: Irene Van Gerve, Dorothy Donley, Lois Fisher, Wilbert Beck, Sr. Rose Patrice, SC, and Michael Beck.  Family suggests contributions to Holy Family Hospice , 6707 State Rd., Parma 44134 or Alzheimer's Assoc. , PO Box 74924, Cleveland 44194.  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME, 7906 BROADVIEW RD. (corner of Broadview and Sprague Rds.), for VISITING HOURS: MONDAY 4-8 PM. A Mass of Christian Burial will be held Tuesday, November 21, at St. Monica Church, 13623 Rockside Rd., Garfield Hts., at 10:00 AM.  Please meet at church.  Interment All Saints Cemetery.