GLORIA KWIATKOWSKI, age 81. Beloved daughter of John and Josephine (both deceased); loving sister of Richard (Barbara); cherished aunt of Jim and Cindy; dear friend of Ileene Jerina.  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME , 4640 TURNEY RD., where services will be held Friday, January 7, at 12:00 Noon. VISITING HOURS:  FRIDAY 10:00 AM until time of service. Interment All Saints Cemetery.