HARRIET M. LUBINSKI, (nee Lubinski), age 96.  Beloved wife of the late Edmund M.; loving mother of Shirley Hershberger (Phillip), Helen Barto (deceased) (John), Carol Zolkowski (Mike), Edmund G. (Andrea-deceased) and Ron (Kathy); cherished grandmother of 12 and great-grandmother of 15; devoted daughter of Frank and Helen Lubinski (both deceased); dear sister of the following deceased: Joseph Lubinski, Victoria Wodecki, Genevieve Michalik, and Bernard and Frank Lubinski.  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME , 4640 TURNEY RD. , where services will be held Tuesday, November 2, at 10:15 AM and at Our Lady of Hope Church, Center Rd., at 11:00 AM.  Interment Holy Cross Cemetery. VISITING HOURS: MONDAY 4-8 PM.