JEROME J. LUBINSKI , age 78.  Beloved husband of Mary Ann (nee Vituj); loving father of Martin C. and Valerie A. Toney (Jeremy); cherished grandfather of Lincoln and Rosalie Toney; devoted son of Joseph and Mary (both deceased); dear brother of Arlene Tucker (Tom-deceased), Richard (deceased), and Raymond (Suzanne); dearest uncle and friend of many.  Services will be held at a later date.