RUTH R. ZINDROSKI (nee Young), age 89.  Beloved wife of the late James L.; loving mother of James E. (Barbara Ann), Luanne M. Lawrence (Thomas) and Laura Ivancic (Richard); cherished grandmother of Kristine Compea (Aldo) and Janelle Madzia (Scott), Catherine and Sarah Lawrence, and Nicholas J. and Jamie Ivancic; loving great-grandmother of seven; dear sister.  Friends may call at LATEK & RYBICKI, A GOLDEN RULE FUNERAL HOME , 7906 BROADVIEW RD. (corner of Broadview and Sprague Rds.), where services will be held Wednesday, December 27, at 9:15 A.M. and at St. Albert the Great Church, Wallings Rd., at 10:00 A.M.  Interment Holy Cross Cemetery. VISITING HOURS:  TUESDAY 2-7 PM.